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| Registros recuperados: 14 | |
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| Ahrendsen, Bruce L.; Koenig, Steven R.; Dixon, Bruce L.; Dodson, Charles B.; Settlage, Latisha A.. |
| The Farm Security and Rural Investment Act of 2002 made permanent the interest assistance program for the Farm Service Agency's guaranteed loans, authorized a significant increase in funding for the program, and targeted funding for beginning farmers and ranchers. The research presented here provides a basic descriptive analysis of past use. In particular, borrower data for Federal fiscal years 1985 through 2002 are examined in several dimensions. These dimensions include geographic, borrower type, lender type, interest rate differentials, percent guarantee, and the status of the loan as to whether a loss claim was paid or the loan remained active. Even though the program has been in existence for more than 15 years, little is known about its impact... |
| Tipo: Working or Discussion Paper |
Palavras-chave: Agricultural and Food Policy; Agricultural Finance. |
| Ano: 2004 |
URL: http://purl.umn.edu/15778 |
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| Dodson, Charles B.; Koenig, Steven R.. |
| Demand for federally subsidized farm credit varies regionally, with farm borrowers in some regions very dependent on USDA credit programs. Counties are grouped based on their level of demand for Farm Service Agency (FSA) direct farm ownership (FO) and farm operating loans (OL). Ordinal probit techniques are applied to analyze factors influencing county-level variation in the use of the loan programs. Results suggest that counties with the highest level of demand are more likely to have a Farm Credit System branch office, are more likely to be dependent on farming, have a greater share of farms owing debt, and have fewer guaranteed FSA borrowers and racial and ethnic minorities. |
| Tipo: Conference Paper or Presentation |
Palavras-chave: Agricultural Finance; Demand and Price Analysis. |
| Ano: 2001 |
URL: http://purl.umn.edu/20571 |
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| Dodson, Charles B.. |
| Government programs to assist beginning farmers enjoy strong political support. Current Federal programs use credit enhancements to help beginning farmers purchase commercial farms; but higher debt loads increase financial risk. Future Federal policy may need to go beyond traditional credit programs and encourage equity investments or provide tax advantages to landowners who sell or rent their land to beginning farmers. |
| Tipo: Report |
Palavras-chave: Agricultural Finance. |
| Ano: 1996 |
URL: http://purl.umn.edu/33602 |
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| Dodson, Charles B.; Koenig, Steven R.. |
| Despite the proliferation of banking offices occurring since banking deregulation, about one-third of all counties in the US were still considered to have little competition with respect to agricultural credit. Counties considered less competitive were located in regions where farming is less prevalent; Northeast, Mid-Atlantic, Appalachia, and Southeast. There was no evidence that farm interest rates charged by commercial banks were higher regions with less competition. Higher FCS interest rates in counties with less competitive suggested that full-time commercial-size farms may be disadvantaged by a lack of credit market competition. |
| Tipo: Conference Paper or Presentation |
Palavras-chave: Agricultural Finance. |
| Ano: 2005 |
URL: http://purl.umn.edu/19479 |
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| Koenig, Steven R.; Dodson, Charles B.. |
| Past research on agricultural loan pricing is not extensive and has been hampered by a lack of suitable data. The Farm Service Agency (FSA) has guaranteed approximately 5 percent of farm debt of the Farm Credit System (FCS) and banks, the primary lenders to agriculture. As a requirement of the farm loan guarantee program, lenders must charge interest rates on these loans that are no different than their average or moderate risk farm loan customer. Therefore, rates on FSA guaranteed loans may be viewed as proxies for average farm loan interest rates. Using agency data bases, interest rates on nearly 100,000 farm loans guaranteed from fiscal 1999 to fiscal 2007 where compared with commercial farm loan rates and market-rate benchmarks. The study indicates... |
| Tipo: Conference Paper or Presentation |
Palavras-chave: Agricultural Finance. |
| Ano: 2008 |
URL: http://purl.umn.edu/5968 |
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| Koenig, Steven R.; Dodson, Charles B.. |
| The U.S. Department of Agriculture provides subsidized credit to high-risk farm borrowers unable to obtain credit from commercial sources. To boost incomes and to relieve financial stress, Farm Service Agency programs can provide additional interest rate subsidies to borrowers. However, when market interest rates are low as in recent years, these additional subsidies are less effective in improving borrower income and financial performance. Directing these additional subsidies to beginning farmers and socially disadvantaged borrowers or reserving their use for more stressful economic periods may help control program costs while increasing benefits to borrowers and the public. |
| Tipo: Report |
Palavras-chave: Agricultural Finance. |
| Ano: 1998 |
URL: http://purl.umn.edu/33693 |
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| Registros recuperados: 14 | |
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